Hearing people say "I didn't think this could happen to me" is unacceptable when you have customers and stakeholders who depend on you to maintain your business operations. have no problem moving their business (money) to another institution that can provide more reliability. Today, many businesses that handle large money transfers on a daily basis want to know what type of backup and recovery plan a financial institution has in place. In the event of a natural disaster, just because a natural disaster occurs in California does not mean that activities will stop in the rest of the world. It is difficult for some businesses to recover from a natural disaster, even with a plan in place, imagine how difficult it is to recover from a natural disaster. it would be without anything in place. Leaders need to understand that it’s not just their clients’ businesses that are at risk, but their own as well. According to the Institute for Business and Home Safety, “an estimated 25% of businesses do not reopen after a major disaster.” (Disaster planning,