Student loans are a complex and overwhelming reality of going to college. Many of us don't even know how they work. Are you telling me I can get free money to learn English, math and/or science from Harry Potter? I don't have to pay anything in advance? Sign me up. But what is neglected and neglected? The American education system has many major flaws in several respects, especially when it comes to student loans. There's the refund policy and the ridiculously high tuition fees, just to name a few particularly terrible flaws in this system. In two articles “Student loans: should certain debts be forgiven? by Robert Applebaum and “Forgiving Student Loans? The Worst Idea Ever” by Justin Wolfers, the argument made is whether the Student Loan Forgiveness Act of 2012 is a good solution to the problems many students and graduates face. Say no to plagiarism. Get a tailor-made essay on “Why Violent Video Games Should Not Be Banned”? Get an original essay In the first article, Applebaum explains why there must be a solution to America's excessive student debt. He argues that the price of education has become higher than the real value of the degree obtained. It's true; there are a limited number of careers that will provide a sufficient salary to continue to live a stable life (i.e. buy a house, start a family, etc.) and pay off thousands and thousands of dollars in debt . Unfortunately, the high price of college is due to lack of government support and without new legislation, very little can be changed. This is where the Student Loan Forgiveness Act of 2012 comes in: “It is a recognition that millions of Americans have grossly overpaid for college, in part because of government inferences about the marketplace” (Applebaum 466 ). It may not be the perfect solution, but at least it's an attempt to steer college debt in the right direction instead of sinking deeper into a debt black hole. This is the least the government can do to try to clean up the mess that has been created for current and future students. Applebaum makes comprehensive and well-considered points in his article and, while there is a hint of rage, the facts are still there. here. His final and longest argument is that education is sold to the public as if it were a luxury good. Applebaum says: "We continue to treat education as a good that only benefits the individual who obtains it, rather than for what it really is: a public good and an investment in our collective future as a that country” (466). This is the most important statement as to why there must be a better method of either receiving money or repaying money loaned for college. The greater good would be to put citizens in a position to stimulate the economy rather than drag it further into the black hole. Investing in better, smarter citizens means investing in a bigger country. In the second article, Wolfers has a different take on the idea of ​​student loan forgiveness as a solution to increasing debt. Instead of canceling student loans for college graduates, he says the money would be better off going to another group of people who need it more. Wolfers makes irrelevant claims to "support" his argument, such as: "The group that has been hurt over the past few decades is the.?