Table of Contents.Answer 1. 21. Health Care Plan 21.1 Flexible Medical Plan. 21.1.1. Features/Benefits of the Flex Medical Plan. 21.1.2 Schedule of benefits. 31.2 Serious illness in early care. 52. Individual life insurance 62.1 SmartLife Pro. 62.1.1 Benefits of SmartLife Pro. 62.2 Super Wealth Plan 7Overall benefits of this plan: 73. Investment Linked Plan 83.1 Zurich FlexiLife Plus. 83.1.1 Zurich FlexiLife Plus benefits 8Answer 2 9Addendum in the event of accidental death. 9Accelerated death benefit rider. 10Waiver of the Premium Amendment. 10Insurability guarantee endorsement. 10Answer 3 111. Life insurance for young, single and alone people! 112. Recently married 123. Family 144. Old age (elderly citizen) 15Bibliography 16Answer 1. Life insurance describes insurance based on incidents in human life. According to Zurich Insurance Malaysia Berhad, they offer different types of life insurance and health plans. First of all, in their life insurance category, they benefit from the Health Plan.1. Health Care PlanThis health care plan further includes ranges that a customer can relate to.1.1 Flexible Medical Plan.This plan provides an individual with hospitalization charges, surgical treatments, medicines, examinations and consultation fees. This plan protects an individual against high and increasing medical costs throughout their life. It guarantees medical coverage up to the age of 100, with comprehensive features that ensure high quality healthcare whenever the customer needs it, without any hassle.1.1.1. Features/Benefits of the Flex Medical Plan. • Guaranteed renewal up to age 100. Provides lifetime medical coverage up to age 100. • No aggregate lifetime limits. Sa...... middle of paper ......tp://www.theguardian.com/money/2012/dec/03/life-insurance-missing-details[Accessed April 20, 2014].Lardy, G., 2013. Blog on life insurance by IntelliQuote. [Online] Available at: http://blog.intelliquote.com/bid/280182/Life-Insurance-Riders-101-Accelerated-Death-Benefit [Accessed April 17, 2014]. Malaysia, E., nd Medical and health insurance requirements. [Online]Available at: http://www.educationmalaysia.gov.my/skin/frontend/emgsv4/default/documents/EMGS-Insurance-Packages-for-Studentsv1.3.pdf[Accessed April 20, 2014]. Nationwide, 2011. Guaranteed insurability. [Online] Available at: https://ssc.nwservicecenter.com/media/pdf/LAM-1061AO.pdf [Accessed April 17, 2014]. Overmyer, J., and “Waiver of Premium” life insurance endorsement. [Online] Available at: http://www.netquote.com/life-insurance/news/waiver-of-premium-rider.aspx [Accessed April 17 2014].