Table of ContentsHDFC ProductsAccounts and Deposits:HDFC Bank Savings AccountHDFC Bank Salary AccountsCurrent AccountsDepositsBusiness Credit CardsSolitaireDemat Account:Insurance:Forex:Premium Banking:Private BankingHDFC ProductsHDFC Bank caters to banking needs of each individual by offering a multitude of products and services. The following products and services are offered by the bank as part of its retail banking solution: Say no to plagiarism. Get a tailor-made essay on “Why Violent Video Games Should Not Be Banned”? Get the original essayAccounts and Deposits: Under this title, HDFC bank offers a range of accounts and deposit accounts to meet everyone's requirements, be it a simple savings account. or salary account, current account or prime account, fixed deposit account or recurring deposit account, all types of accounts are available with HDFC bank.HDFC Bank Savings AccountEveryone needs a savings account to store excess cash. The bank offers savings accounts in different types, from basic to premium accounts with various features. Interest rates on the savings account are 3.5% per annum, calculated daily on the end of day balance. The following accounts and their respective interest rates are mentioned below: SavingsMax AccountRegular Savings AccountWomen's Savings AccountChild Advantage AccountSenior Citizens AccountFamily Savings Group AccountBasic Savings Bank Deposit AccountAccount institutional savingsBSBDA Small AccountHDFC Bank Salary AccountsThe bank offers several types of salary accounts to meet the needs of all types. businesses. Salary accounts offer various features to account holders, such as free insurance coverage. The different types of salary accounts are: Premium Salary AccountRegular Salary AccountDefense Salary AccountFamily Salary AccountClassic Salary AccountReimbursement AccountBasic Savings Bank Deposit Accounts SalaryCurrent AccountsCurrent accounts are required by businessmen and professionals who carry out regular transactions through the bank. The account primarily deals with liquid deposits and allows an unlimited number of transactions each day, such as withdrawals of funds or checks issued from the account, without worrying about the account balance. Professionals, traders, SMEs and agricultural businesses can enjoy various benefits such as fund transfers between all HDFC accounts, free local collections through checks and funds transfers as well as easy long distance banking. Additionally, the bank also offers a range of current accounts tailored to individual preferences, such as: ULTIMA Current Account Supreme Current Account Apex Current Account EZEE Current Account Max Current Account Agri Current Account Plus Current Account Current Account for Hospitals and Nursing Homes retirement Commercial current account Current account for professionals Premium current account Merchant Advantage Plus current account Regular current account Merchant Advantage account Current account Flexi current account Institutional current account Deposits Individuals who want to save money over the longer term with a view to earning a higher interest rate high are looking to invest money in term deposit accounts which guarantee higher interest rates. HDFC Bank also offers different types of deposit accounts promising high interest rates to customers looking for deposit accounts. Here are the deposit accounts available with the bank: ULTIMA current account Current accountSupremeApex current accountEZEE current accountMax current accountAgri current accountPlus current accountCurrent account for hospitals and retirement homesTrade current accountCurrent account for professionalsPremium current accountMerchant Advantage Plus current accountRegular current accountMerchant Advantage current accountFlexi current accountInstitutional current account Account loans: HDFC bank is a leader in home loan industry and also offers various other types of loans at attractive interest rates for various industry needs.individuals. The following types of loans are available from the bank: Personal loanBusiness loanHome loanAuto loansTwo-wheeler loansGold loanAsset based loanEducational loanGovernment sponsored schemesRural loansCredit cards:The bank offers a wide range of credit cards for promising customers special offers and privileges on meals, movies, access to airport lounges, etc. The cards also offer reward points on every spend made by the cardholder, which can be redeemed for attractive offers. The ranges of credit cards offered by the bank are as follows: Super Premium Cards There are 3 variants under the Super Premium variety which are: InfiniaRegalia Diner's Club Black Co-branded credit cards These cards are offered in partnership with Jet Airways and Times Group who offer special discounts on air travel via Jet Airways and deals on dining and cinema tickets. The range of co-branded cards includes: JetPrivilege HDFC Bank WorldJetPrivilege HDFC Bank PlatinumPlatinum Times CardTitanium Times CardBusiness Credit CardsCredit cards issued specifically to teachers with the best lounge programs and the freedom to refuel at any fuel station respectively.PlatinumCashback Cards for TeachersThe specialty of these cards is that the card promises cash back on everyday spending in the form of reward points which can be redeemed for cash back and also without fuel surcharge. The cash back card range includes: Cash Back Premium CardsCredit cards offer a premium range of deals and discounts on dining, entertainment and free airport lounge access. The premium range of credit cards includes the following card types: World MasterCardDiners Club PremiumDiners Club RewardzVisa SignatureSolitaireThis is a premium card aimed at female customers with exclusive offers and rewards.Commercial CardsA range of specially designed credit cards for business use offering fuel surcharge waiver, airport lounge access, travel and entertainment benefits as well as airline ticket discounts. The range of business cards includes: Business PlatinumBusiness Gold Credit CardCorporate PlatinumCorporate World MasterCardCorporate VISA SignatureCorporate CardPurchasing CardDistributor CardDebit Cards:HDFC Bank offers customers debit cards with every savings account, which is more safe than carrying cash as they require a PIN every time they are used, they offer attractive discounts and cash back on fuel, shopping, dining, entertainment, etc. and are used in almost all points of sale for payment. The ranges of debit cards issued by the bank are: EasyShop Platinum Debit CardJetPrivilege HDFC Bank World Debit CardEasyShop Titanium Royale Debit CardEasyShop Titanium Debit CardEasyShop Debit CardEasyShop Business Debit CardEasyShop Women's Advantage Debit CardEasyShop NRO Debit CardDebit Card hasEasyShop Imperia Platinum chipEasyShop Gold Debit CardRuPay Premium Debit CardDemat Account: HDFC Bank issues Demat account for investors such as traders, long term investors as well as beginners for a flexible and personalized solution. The demat account offered by the bank is safe and reliable to buy and store investments in stocks, mutual funds, IPOs, ETF exchange traded funds like gold and indices, bonds and NCDs . The account can also be opened online and the types of Demat accounts offered are as follows: Demat Account 2 in 1 Account 3 in 1 Account Investments: HDFC bank offers various investment avenues to complement the customer's financial portfolio like mutual funds, life insurance products and general insurance products. Investment products are subdivided into the following categories: Mutual FundsStocks and Derivatives through HDFC Securities Trading AccountIPO Application through ASBA (Application Blocked Amount Supported)Investment in Gold through Mudra pure gold bars which come in the form of 24 carat pure gold bars of 5gm, 8gm. , 10 g, 20 g, 50 g and 100 g with certification of analysis and tamper-proof packaging. Investment in silver thanks to Mudra silver bars which are available in 50 g and 100 g with analysis certification and certified tamper-proof packaging. 8% Savings Bonds which are risk free and can be purchased with a minimum investment of Rs.1000Sec 54 EC Capital Gains Bond with a maximum investment of 50 lakhs and taxes exemption on capital gainsInflation Indexed National Savings Securities Cumulative (IINSSC) with a minimum investment of Rs.5000 and maximum of Rs.5 lakhsInsurance:HDFC Bank offers life and non-life products to its customers. Life insurance products are issued in association with HDFC Life Insurance Company Limited and non-life insurance products are issued in association with HDFC Ergo. Health insurance comes under general insurance and four types of health insurance plans are offered by the bank. Car insurance is offered to customers in partnership with HDFC Ergo and two types of car insurance plans are available. Two-wheeler insurance is an insurance plan for two-wheelers. It offers cashless claims at over 1,600 network garages across the country. Travel insurance is an insurance plan for domestic and international travel, whether for business or leisure purposes. The plan covers emergency medical expenses, emergency medical evacuation, repatriation of remains, emergency dental expenses, hospital money, accidental death and permanent total disability during a flight on a common carrier, personal accident, flight delay, loss of baggage and personal documents, delay of checked baggage, personal liability, emergency financial assistance, emergency travel benefits and distress allowance in the event of embezzlement. Home insurance is an insurance policy issued to protect the home and its contents. The plan covers the risks of fire, lightning, explosion, flood, inundation, storm, riot, strike, earthquake, terrorism, burglary and theft with coverage from 1 to 5 years. Forex: Foreign exchange trading has now become easier with HDFC Bank's Forex services. . The bank offers foreign exchange services, from banknotes and travelers checks to foreign travel cards and remittances. So, whether the customer is a student traveling abroad for higher education or already studying abroad or sending money to.