Today, maximizing wealth and creating financial independence requires a bit of art, science, and above all, common sense. To be successful, you must use various skills to plan the outcome, implement the plan, and control the desired results. The coordination of these three steps is an ongoing and constantly evolving process. Many of the obstacles we face today are caused by uncoordinated, non-multiplicative plans, which are laden with opinions. This leads to confusion and an uncontrolled situation. Let's be realistic; Most planning done today by professional planners follows an uncoordinated and unintegrated path. The evidence that this does not work is evident in the repeat of the market losses of 2002 and 2003 in 2008. This planning, however, creates enormous wealth (unfortunately, mainly for financial institutions and the government). Because many of these same institutions make insane profits, it becomes difficult to uncover the truth. Even after many banks received government bailouts, they still paid billions of dollars in bonuses, and at least 5,000 people received a million (WSJ 7/31/09). It’s time to level the playing field and reclaim much of this lost wealth for our use. Listening to financial experts today would have us believe that to grow wealth, you have to take risks. Because most people are risk averse, they use diversification, asset allocation, and computer modeling as methods to reduce risk. However, this couldn't be further from the truth and this lie has confused many people. Fact: It is entirely possible to reduce risk and taxes while creating more wealth while maintaining control. It's not difficult to do. Much of the information is available today. Yet...... middle of paper...... (tax efficient) transfer of our assets to our families. Minimizing taxes, applying the monetary multiplier (maximizing profits while allowing flexibility) must become our new concerns. It is ironic that this great benefit of lower taxes, increased wealth and flexibility is within reach of all of us. With minimal effort and often no cost, we can achieve great things. So why is it so difficult? It must be so. There are very powerful forces that make a lot of money by keeping things as they are (the status quo). There is a chance for those who want to see the truth to dramatically improve their situation and create a legacy. It was with great anticipation that I wrote this book. This will allow you to choose another path, one that will lead to financial security for generations to come. You can achieve true peace of mind. THANKS,