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Essay / Affordable housing: the growing housing problem in India urban environment could pose a major challenge for the government. of India. Recently launched affordable housing program, PMAY Urban – Housing for All. Say no to plagiarism. Get a tailor-made essay on “Why Violent Video Games Should Not Be Banned”? Get the original essay This article reviews various publications and includes PMAY, a reasonable for all program specifically for SAP beneficiaries in India, such as in Ahmedabad and Gujrat.IntroductionHouse, apart from food and cloth, is one terms of the three essential human needs. Even after 70 years of independence, India still faces a growing housing problem, particularly among the urban poor. Severe housing shortages and a deterioration in urban living standards are due to the exponential growth of urban areas. The urbanization of rural communities into cities in search of jobs and employment creates urban housing problems. The 20th century saw rapid growth in the urban population. The growth of the urban population contributes to the overpopulation of urban slums. Slums are home to a growing number of vulnerable urban dwellers. Housing affordability, especially in urban areas, is currently a major concern in India. There are many interventions internationally aimed at creating sustainable housing options for all. The Government of India has also announced a 'Housing for All' mission by 2022. The Central Government has undertaken a systematic mission to achieve this goal.Affordable HousingIn the last 15 years, the definition of housing affordability has been widely used, but it is described correctly. remains difficult. Housing affordability could simply be described as cost-effective housing, ensuring that a household can “pay without financial hardship”. Housing affordability is described in several forms globally. MacLennan and Williams gave one of the key and useful concepts of housing affordability as "the concern with securing a given level of housing (or a different level) at a price or rent which does not impose an unreasonable burden on household income in the eyes of a third party.” party (usually the government). “Affordable housing is generally considered to be homes that meet the criteria for households whose wages are not sufficient to enable them, within the sector, to obtain suitable housing. In terms of the basic needs of individuals, families and even the environment, adequate housing is widely recognized. U, in us A commonly accepted criterion for affordable housing is that in Canada, the price of housing should not represent quite 30 percent of a family's total income. Housing expenses include homeowners' taxes and insurance, as well as utility fees. Housing affordability, which measures housing expenses based on household income, is one of the most widely recognized affordability concepts. This can also be recognized by the Indian government, which notes that "affordable housing applies to any housing that meets any form of affordability criteria, which could well be family income level, housing size or affordability in terms of EMI size or property prices. relation to annual incomeDefinition of SlumsSlums are described by the United Nations as a house, group of buildings or environment marked by overcrowding, decay, unsanitary conditions or either endangering health, safety or the morality of its occupants or society. . In the city, there are mainly two types of low-income residential areas: shawls which were originally residential units built in factories for workers and slums which reflect illegal occupation by refugees and others. economically poorer neighborhoods in marginal areas of the city. These lack sufficient amenities and basic facilities and are clustered along the river banks, in low-lying neighborhoods, on empty private/government properties, etc. In parts of the city that have a high concentration of migrant communities and smaller family levels per household, slums tend to multiply. Immigration from rural areas and small towns sends people to larger cities in search of better opportunities for economic growth. Recurrent droughts and crop failures, as well as land fragmentation (and therefore economically unviable land holdings) have also contributed to establishing a pattern of livelihood migration from rural to urban areas. In developing cities, urbanization and relocation have contributed to population growth. . This is putting a strain on housing demand in the region, particularly at the lower end of the scale. Across the country, affordable housing is a major concern and Ahmedabad is no different. Housing supply appears to be massively undersupplied, particularly in the Economically Weaker Section (EWS) and Low Income Category (LIG). The number of people living in rented accommodation clearly shows this. According to the 2011 census, the total number of rental housing units in the EWS and LIG (urban population) categories was around 1,84,600. This can be interpreted as the unmet need for housing units in these segments in 2011. Therefore, one can predict that this unmet need will rise to approximately 2,80,119 units in 2014. While the Ahmedabad Urban Development Authority (AUDA) and the Ahmedabad Municipal Corporation (AMC) are developing programs to meet this demand still growing in these segments, the participation of private players is still limited. Therefore, there is still a large potential for growth in this area (Kurup E Jayashree, et.al. nd). Demand for Affordable Housing in India As part of the national agenda of the Republic of India, affordable housing is increasingly taking center stage globally. . The demand for affordable housing in India is due to many reasons, such as gradual urbanization, which goes hand in hand with the increase in urban population, which increased from 109 million in 1971 to 377 million in 2011 and is expected to reach 600 million from here. 2030. In addition to the burden on basic services such as water, electricity and sanitation, the effect of the increasing concentration of the population in urban spaces is felt in the shortage of land and housing and in congested transport. During the 12th Plan period, the Housing Ministry estimated a housing deficit of 18.78 million housing units, of which 99 percent belonged to the economically poorest and lowest income classes. For the 12th Five-Year Plan (2012-17), the Urban Housing Technical Committee described the housing shortage as consisting of the following: Household wasteon appropriate stock of housing (people living in informal estates) Number of additional households due to expected congestion Number of additional households due to obsolescence needed Number of households in Kutchcha that need to be upgraded The above classification is a point of view based on needs and the scarcity of housing alone and does not meet market demands for housing. By this definition, the total shortage of adequate housing in the country amounts to approximately 19 million units, according to the 2011 census. A focus on affordable housing would not only help improve living standards, but would also significantly improve the country's GDP. Housing represents the largest part of the financial sector and the construction sector. Thus, in the sense of designing programs and plans for human growth, housing attracts considerable interest. Affordable Housing Programs of Government of India Affordable housing is a concept agreed upon by scientists to include strategies, recommendations and structures, especially in the formulation of housing policies and programs. The Indian government has been trying to provide affordable housing for years, primarily through public sector housing projects, slum redevelopment, and provision of land with access to utilities. The Indian government has launched many housing programs since its independence. Number of housing schemes launched during the year: Integrated Subsidized Housing Scheme for Industrial Workers and Economically Weaker Sections, 1952 Housing Scheme for Low Income Groups, 1954 Subsidized Housing Scheme for plantation workers, 1956 Middle Income Group Housing Program, 1959 Rental Housing Program for State Government Employees, 1959 Slum Clearance and Upgrading Program, 1956 Village Housing Projects Program 1959 Land Acquisition and Development Program 1959 Provision of housing sites for homeless workers in rural areas 1971 Improvement of urban slum environment 1972 Sites and Services Programs 1980 Indira Awas Yojana 1985 Land Acquisition and Development Program night accommodation for street dwellers 1990 National Slum Development Program 1996 2 Million Housing Scheme 1998 Valmiki Ambedkar Mal in Basti Awas Yojana 2000 Pradan Mantra Gramodaya Yojana 2001 Jawaharlal Nehru National Urban Renewal Mission 2005 Pradhan Mantri Adarsh Gram Yojana (2009-10) 2009Rajiv AwasYojana 2011PradhanMantriAwasYojana- Housing for All (Urban) 2015Pradhan Mantri Awas Yojana- Housing for All (Urban)In his speech to the Joint Session of Parliament on June 9, 2014, the Honorable President of India said: “Every family will have a pucca house with water connection, toilet, 24x7 power supply and connectivity by the time the state completes 75 years of independence. To achieve this goal, the Government of India Pradhan Mantri Awas Yojan has launched a comprehensive mission. The mission aims to provide 20 million housing units and carry out slum rehabilitation projects. The slum is described as a compact area of at least 300 or approximately 60 to 70 poorly developed and crowded households in an unsanitary climate, usually with insufficient amenities and lacking adequate sanitation and drinking facilities. An “affordable housing programme” would cover at least 35 per cent of households in the economically weaker section (EWS), according to the mission guidelines. EWS households are those whose annual income can reach 3.
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