As an Advance Accounting student here at Navajo Technical University in Crownpoint, New Mexico, accounting is an important part of our daily lives, as is being in debt. On the Navajo reservation, the majority of the population is in debt and this is due to lack of financial education. As a parent, I wonder about my children's future and I would like them to be out of debt in the future. Developing a foundation of personal finance in high school would be very helpful. Secondly, exposing teenagers to strategies to better themselves financially is a 21st century survival skill and finally, opening the minds of students and allowing them to make informed financial decisions from a young age would help them in their future. An overwhelming majority of teens (87%) admit they don't know much about personal finance, according to new research from ING Direct. All high school students should take a personal finance course. The first reason why high school students should have developed a foundation in personal finance in high school. Teenagers deserve to be introduced to complex financial concepts by caring teachers responsible for preparing them to make wise, informed financial decisions. If we teach teens the skills they need today to manage their money tomorrow, we'll run into trouble. Some high school students may not see the value in financial education and think it's a waste of time. Many may think they know about finance from watching their parents pay bills and managing a checking and savings account. But what they don't know is that there is still a lot to fund and that many high school students have already developed good or bad spending habits. Take students through the courses at a young age and start training their minds on aspects of finance. It would help a lot in their life and break bad spending habits or improve good spending.