The way power remains dispersed among individuals makes the country and organization more efficient. Loeb says we must trust individuals to make good decisions that can lead to prosperity and the flourishing of the free market. For example, financial markets based on innovation and growth, for example iPhones, medical advancements, FedEx, started from the system framework and progressed. Liquidity, the availability of low-cost capital, only exists if the rule of law is respected. The most important thing he sees involves a Marshall Plan; or education to include people in the system. One of the most important things Loeb talks about is that we need government regimes that protect the property rights of